TERMS OF SERVICE
Understanding Your Rights and Responsibilities
Effective Date: August 24,2025
Welcome to Xema. By accessing or using our website, services, or making any purchase through https://xema.top, you agree to comply with and be bound by these Terms of Service (“Terms”). Please read them carefully. If you do not agree, you should not use our website or services.
1. Services Provided
Xema is a tech organization that offers digital solutions, resources, and related services. All content and services provided on our website are subject to these Terms.
2. Payments
We process payments securely through Paystack. By making a payment, you agree to provide accurate billing details and authorize us to charge your chosen payment method.
3. Refund Policy
Refunds may be granted in accordance with our Refund Policy. Please note that certain digital services or products may be non-refundable once delivered.
4. Intellectual Property
All content on this website, including but not limited to text, graphics, designs, software, courses, and other digital materials, is the intellectual property of Xema and protected by copyright laws.
You may not copy, modify, distribute, or reproduce our content without prior written permission.
5. User Conduct
By using our website, you agree that you will not:
Use our services for unlawful purposes.
Attempt to hack, disrupt, or misuse our systems.
Redistribute, resell, or copy our content without authorization.
6. Third-Party Services
Our website may integrate or rely on third-party services (such as hosting providers and payment processors). We are not responsible for the availability, reliability, or practices of these external providers.
7. Limitation of Liability
Xema is not liable for any direct, indirect, incidental, or consequential damages that may result from using our website, services, or third-party integrations. Use of our services is at your own risk.
8. Governing Law
These Terms shall be governed by and construed under the laws of Ondo State, Nigeria. Any disputes shall be handled exclusively in the courts of Ondo State.
9. Changes to Terms
Xema reserves the right to update or modify these Terms at any time. Updates will be posted on this page, and continued use of our services constitutes acceptance of the revised Terms.
10. Contact Information
For questions, concerns, or support, please contact us at:
📧 support@xema.top
📧 xemadeveloper@gmail.com